Author Topic: insurance hassles  (Read 4157 times)

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Offline nifty

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insurance hassles
« on: January 03, 2007, 11:18:01 PM »
buddy gus is getting conversion on his 80 vette in 2 weeks.....he needs insurance on car.but he has a dui from 18mths ago,and nobody will touch him.....any others have the same problem and still manage to get insurance? if so who from?

Offline jolinari

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insurance hassles
« Reply #1 on: January 03, 2007, 11:22:47 PM »
Quote
Originally posted by nifty
buddy gus is getting conversion on his 80 vette in 2 weeks.....he needs insurance on car.but he has a dui from 18mths ago,and nobody will touch him.....any others have the same problem and still manage to get insurance? if so who from?


He could have got away if the car was older than 30 years(vintage) with GIO..but the fact it is 1980 vette it will cause him some trouble

Get him to call GIO and aski him to speak to a supervisor and get him to explain his situation, he'll might have` a good chance

Offline nifty

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insurance hassles
« Reply #2 on: January 05, 2007, 01:52:48 AM »
nobody will insure it left hand drive he found out today,after heaps of phone calls....if it was over 30 yrs old and left hand drive no problem...he wants to insure it before middle of  this mth so he can drive it to adelaide for the conversion.

Offline 69VETTE

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insurance hassles
« Reply #3 on: January 05, 2007, 08:36:25 AM »
Quote
Originally posted by nifty
nobody will insure it left hand drive he found out today,after heaps of phone calls....if it was over 30 yrs old and left hand drive no problem...he wants to insure it before middle of  this mth so he can drive it to adelaide for the conversion.



Hey Nifty,

He should try a broker.  

They generally will insure anything if the price is right..;27



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Offline nifty

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insurance hassles
« Reply #4 on: January 05, 2007, 03:06:54 PM »
he still scrathing his head about it.....they will insure it after conversion but not before...

Offline Cameron 77C3

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insurance hassles
« Reply #5 on: January 05, 2007, 06:11:06 PM »
Som have you checked NRMA.  They do now have a special division for for besats like ours.

Also you can try shannons.
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Offline wayovermyhead

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insurance hassles
« Reply #6 on: January 05, 2007, 06:53:42 PM »
I am 22 (was 21 when applied for my insurance) have lost my license for speeding and have two red light offences (I'm not as irresposible as that makes me sound by the way) To insurance companies, short of adding a DUI to that I don't see how it comes much worse. After trying pretty much all the insurance companies, who wouldn't touch me with my 71 big block. I finally rang Shannons and asked to speak to one of the managers straight away. I explained my situation and my passion for my car etc etc, had a very pleasant and productive conversation and ended up getting comprehensive at agreed value for about $1400 per annum (although it would have been less without the offences). The only other people who even came close was NRMA classic and they wanted about $5500.
And Shannons didn't even ask wheather it was left hand drive or not.

In all my experiences.... and I tried hard for a while, it would seem that weather someone gives you insurance or not is up to the real persons descision on the other end of the line. If you make yourself known to the right person, are able to build some sort of rapport with the guy you will be fine. If you don't have much luck, try sending a polite and intelligent letter to the right person.
When you first ring up a company the first guy you get is always not all that informed, and when he hears the words DUI or anything that portains to "yound and stupid" the alarms go off in their head and will always err on the side of caution.
You could also try actually visiting a branch and asking to speak to a manager in person. Bringing the more human element to the interaction is also much more likely to yeild results, providing you don't come off as a d*ck head that is, or like someone who they don't want to insure.

Anyone can get insurance, but sometimes it comes at an unavoidable cost.