court case

[StephenSLR]

Considering it was found in court that not to be the case I really cant understand their logic.

They're stalling and hoping you'll go away.

I went and saw my solicitor on Thursday.
Now we have to start all over again.

This is what they expect most people won't do.

s

[bootlegger]

My solicitor just looked at me and said "did you honestly think they woukd pay you?".
its been real hard on my family. Im not the same person anymore.
Its seems the people that work in this industry dont have families of their own.
Its all their way and they know it.
Anyway ill keep plugging away at it.

[gtc]

Now we have to start all over again.
Im sueing them now.
Im pretty frustrated.

I can only imagine your frustration, but suing an insurance company is probably going to cost a motza.

Has your solicitor sought a barrister's advice on grounds for a suit, and the likelihood of success based on similar cases?

[bootlegger]

I spoke to my barrister as well. He is mystified at the insurance companies position.
He said they cant win this.
I dont believe anything is a certainty in the legal world. The judges make a decision on a whim.
You get one that sees things your way you win.
It seems the plan is to try and negotiate a deal I will eventually take after they try and scare me into not proceeding to court.
If ive spent money on a legal team we are going to court.

[gtc]

Okay, here's hoping that it goes your way.

[bootlegger]

Well I would love to say this is all done and dusted and im hunting another Vette but the powers to be continue to drag it on.
I submitted a letter of demand with after looking at current prices and getting a quote  to ship a car out  gave a replacement value.
Off course AAMI sent there own valuer out.
Well after sitting on that valuation for almost twelve months its come back at over a third less than what I can buy another car.
The irony of all this is the valuation included several big block cars for sale. All of which were at the value I served to them.
Now they are saying they want to settle.
I guess they will try and lowball me some more.
Gee I would like a fair go.
If anyone knows of a 66 coupe for sale it seems things might be getting closer. Ill co sider anything atm.
Dave

[gtc]

Gee I would like a fair go

Reckon you're well overdue for a fair go in this matter.

[bootlegger]

Thanks mate. One day maybe.

[metalhead]

Sorry to hear about the continued dramas. Did you not have agreed value comprehensive insurance?

[bootlegger]

I choose to self insure. Im quite prepared to accept the consequences of that decision and if the accident was my fault I would accept the loss.
The fact is the other guy was found liable in court and therefore either himself or the  insurance company should pay.
When he bought his policy the aggreement he had with them was to be covered in an at fault accident.
Well it doesnt seem to be the case.
The reality is if I was fully insured the policy for an agreed value would be far less than what the replacement value is now so I would have been at a disadvantage when requesting the amount the car is truly worth.
Ill keep plugging away at it.

[metalhead]

Fair enough. Would you still do that? Seems you could have avoided a lot of the dramas for a couple hundred $ a year?

[bootlegger]

No I havent altered my attitude toward being fully insured. The last quote I had to insure my collection was thirty grand.
You add that up over the last 20 years ive been at it and I can dump a car every now and again.
My biggest issue is why shoukd I have to claim on my policy when the other guys insurance should be paying.
Its not right that my insurance has to spend their money using their solicitors to recover the money.
I do have third party on someon the ones I drive a lot.

[StephenSLR]

I do have third party on some of the ones I drive a lot.

I have one car insured with Ryno and one with LSV Lumley's. It's cheaper to diversify than have them lumped into one. The full comprehensive on each was cheaper than Shannon's third party so you may want to shop for quotes and see how you go. They're only weekend drivers and having two cars, I told them I drive them fortnightly at most and the premium is cheaper for low use vehicles.

s

[MY081]

I suppose the good thing about self insuring is if you wright off some bodies ncrs c2 worth maybe $130,000 the law will let you enter a payment plan at say $50 a month . It happen all the time .Ray

[bfit]

I know some one who`s vehicle was out of insurance cover ,wrote off a new BMW 4 day from being purchased .
BMW was not insured the owners son took it out for a drive before there company paid the insurance .
End result $ 10  a month payment.
Bfit

[Jethro]

I know some one who`s vehicle was out of insurance cover ,wrote off a new BMW 4 day from being purchased .
BMW was not insured the owners son took it out for a drive before there company paid the insurance .
End result $ 10  a month payment.
Bfit

Dead son 

[bootlegger]

Although  it seems far from over  Im finally making some headway with the insurance company. They are talking of settling for the car. If all works out i can finally get going again. Its been almost three years.

[gtc]

Sounds like some good news at long last.

[bootlegger]

Yep i hope it doesnt go pear shaped. Ive plaid pretty hard ball with them.

[bfit]

you were looking for a 66/67
there is one in WA NCRS compliant 95 plus .  very nice BB car, worth a look at is your want an excellent vehicle
Bfit