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NSW CTP Insurance premiums continues to be a bad joke
Vette Obsessed:
What really ticks me off is I have one license, can drive one vehicle at a time, but have to pay CTP insurance for three vehicles. If it is about covering liability to others why isn't this scheme attached to your drivers license instead of vehicle registration?
--- Quote from: Steeler on January 23, 2013, 08:46:16 AM ---I use this website each year when my renewal comes http://greenslip.com/
some big differences in quotes :thumb:
--- End quote ---
That helps but not all insurers are on there. I looked that up, then called Shannons after Cam had told me to try them and saved a further $20.
gtc:
--- Quote from: Vette Obsessed on January 23, 2013, 11:15:58 AM ---What really ticks me off is I have one license, can drive one vehicle at a time, but have to pay CTP insurance for three vehicles. If it is about covering liability to others why isn't this scheme attached to your drivers license instead of vehicle registration?
--- End quote ---
I once put that question to an RTA bureaucrat and answer was "the scheme has to also cover injury caused by unlicensed drivers". I replied that unlicensed drivers were also liable to be driving unregistered and therefore uninsured vehicles. He simply shrugged his shoulders.
Vette Obsessed:
--- Quote from: gtc on January 23, 2013, 02:35:36 PM ---I once put that question to an RTA bureaucrat and answer was "the scheme has to also cover injury caused by unlicensed drivers". I replied that unlicensed drivers were also liable to be driving unregistered and therefore uninsured vehicles. He simply shrugged his shoulders.
--- End quote ---
In America you buy personal liability insurance for this sort of thing. If you are dumb enough to not have coverage, you get sued into bankruptcy. I have no problem with uninsured drivers being taken to the cleaners or doing hard labour for their stupidity. Why should everyone else pay for the people who dont care to play by the rules?
The current system is set up the way it is so insurers can continue to deliver massive profits to their shareholders. And politicians have no problem with this.
bfit:
The problem is not who is insured and who is not insured
Its litigation
The lawyers getting in to make a quid on any ones misery
And we here in australia are following the US in that respect.
BFit
gtc:
--- Quote from: Vette Obsessed on January 23, 2013, 03:47:38 PM ---In America you buy personal liability insurance for this sort of thing. If you are dumb enough to not have coverage, you get sued into bankruptcy. I have no problem with uninsured drivers being taken to the cleaners or doing hard labour for their stupidity. Why should everyone else pay for the people who dont care to play by the rules?
--- End quote ---
I agree. Problem with uninsured drivers is that, besides having no clue, they usually have no assets to sue for and often no fixed abode so they are very difficult/impossible to serve documents on -- as anybody who has had their car damaged by an uninsured driver will know.
--- Quote ---The current system is set up the way it is so insurers can continue to deliver massive profits to their shareholders. And politicians have no problem with this.
--- End quote ---
That's why I call the bluff of the CTP companies to go ahead and pull out of the scheme as they threaten to -- so as to force politicians to face the mess that they have allowed to happen under their own legislation.
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