General Discussion Area > Corvette Related Chat
court case
bootlegger:
I have to get all this in writing from them before I go off and cause a whole pile of trouble.
The financial ombudsman is funded by the financial institutions that we complain about such as AAMI.
They are a toothless tiger.
I have to be very careful as both my personal injury claim and the one for the car could affect each other.
Its a minefield Im afraid.
There is so much to learn. One thing I have learned out of all this is you are very much on your own.
Everyone thinks only of number one.
gtc:
--- Quote from: bootlegger on August 19, 2016, 09:56:54 PM ---The financial ombudsman is funded by the financial institutions that we complain about such as AAMI.
They are a toothless tiger.
--- End quote ---
I can't speak for the FOS, but the Telecommunications Industry Ombudsman is funded by the telcos, and they hate copping TIO fines, so these industry-funded watchdog things can work.
bootlegger:
I really dont t know what to do next. My solicitor is telling me to back off the Finacial ombudsman. Im going to wait a little more before I start something that may blow up in my face.
They play this game all the time.
Their plan is to wear me down and take a lowball offer because ive had enough.
They reduce their costs by somehow getting you to accept that you have a percentage of blame for the accident.
It usually involves them trying to prove you didnt take any evasive action to avoid the collision. Not swerving or braking means you are partly to blame.
If you have a crash on a corner or in a round about the best you can expect to get is 50% of your claim.
The insurance term is "knock for knock".
This contributory negligence is negotiated by the insurance companies.
They just pay you out normally for the insured amount and you are none the wiser that even though you believe you were not at fault the industry has decided otherwise.
Im sure at the end of the year they just get together and divvy all the money amongst themselves.
gtc:
--- Quote from: bootlegger on August 20, 2016, 08:01:12 PM ---My solicitor is telling me to back off the Finacial ombudsman.
--- End quote ---
You're paying for his advice, so best to follow it.
These things usually boil down to a battle of the wills. He who holds out longest usually wins. Insurance companies have been known to settle on the steps of the courthouse on the day to avoid the case being heard.
Of course it all costs money, and they have plenty of it.
StephenSLR:
--- Quote from: gtc on August 20, 2016, 11:29:05 PM ---Insurance companies have been known to settle on the steps of the courthouse on the day to avoid the case being heard.
Of course it all costs money, and they have plenty of it.
--- End quote ---
Do they pay for your solicitor costs or is that something you negotiate on the steps?
s
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